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Betterment Cash Reserves

4.50% *

* APY is variable.  Rates subject to change at any time.

$0 fees.

$2 million insured.

Unlimited withdrawals.

No minimum balance.

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Fidelity Govt Cash Reserves

3.68% **

** YTD Returns are variable.  Rates subject to change at any time.

$0 fees.

$500,000 insured.

Unlimited withdrawals.

$10k minimum balance.

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Flourish Cash Reserves

4.5% ***

*** APY is variable.  Rates subject to change at any time.

$0 fees.

$5 million insured.

Unlimited withdrawals.

No minimum balance.

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Rates posted as of September 20, 2024 and subject to change.

The performance data featured represents past performance, which is no guarantee of future results. Investment return and principal value of an investment will fluctuate; therefore, you may have a gain or loss when you sell your shares. Current performance may be higher or lower than the performance data quoted.

* Betterment Cash Reserve ("Cash Reserve") is offered by Betterment LLC. Clients of Betterment LLC participate in Cash Reserve through their brokerage account held at Betterment Securities. Neither Betterment LLC nor any of its affiliates is a bank. Through Cash Reserve, clients' funds are deposited into one or more banks ("Program Banks") where the funds earn a variable interest rate and are eligible for FDIC insurance. Cash Reserve provides Betterment clients with the opportunity to earn interest on cash intended to purchase securities through Betterment LLC and Betterment Securities. Cash Reserve should not be viewed as a long-term investment option.  For more information about Betterment Cash Reserve, please ask your Advisor or refer to their posted information by Clicking Here.

** Fidelity Government Cash Reserves is a Money Market Fund offered by Fidelity Investments.  YTD Returns, 7-Day Yield, and Average Annual Returns are variable and subject to change daily.  Total returns are historical and may include change in share value and reinvestment of dividends and capital gains, if any. Cumulative total returns are reported as of the period indicated. Life of fund figures are reported as of the commencement date to the period indicated and are cumulative if the fund is less than one year old. Total returns do not reflect the fund's [%] sales charge. If sales charges were included, total returns would have been lower.

*** Flourish Cash currently has a tiered interest rate structure and currently has one tier in effect. Rate and FDIC insurance coverage details can be found in the program summary. Flourish Cash deposits your cash with one or more of the Program Banks, subject to any Program Bank(s) you have excluded. You will earn the highest rate offered by Flourish up to the maximum deposit amount for each tier. Each annual percentage yield (APY) displayed here is effective as of the date above and may change at any time. Your advisor may charge fees which impact the effective rate you receive on your cash; you should speak with your advisor for more information. The Flourish Cash interest rate(s) could be lower than the rate that could be earned by opening a deposit account directly with a Program Bank.  For more information about Flourish Cash, please ask your Advisor or refer to their posted information by Clicking Here